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Insurance Surveys

Insurance Surveys

Insurance companies wish to assess risk when taking on new clients for yacht or small craft insurance, and to this end an insurance survey will frequently be required.

This type of marine survey is not as comprehensive as a full pre-purchase survey. It is termed a “Structural survey” and will concentrate on the major parts of the craft. It covers the integrity of the hull, the condition of the keel, deck and supports and the lower parts of the standing rigging.

A valuation of the vessel is given as part of the Insurance survey. This valuation will reflect the overall condition of the craft and also consider the type, construction and it’s popularity.

Some boats, for example production boats, have a generally recognised value on the market, within the constrains of condition, age and inventory, whereas others may have a particular following and the value may well be higher than other boats of similar size, age and construction.

There are also boats for sale whose origins are more obscure and will take some research and the skill of the surveyor to produce an accurate valuation.

Most insurers will require a survey report prior to issuing a new policy on any used boat over a certain age and value. These criteria vary between insurers. Insurers usually also require periodic surveys on

Loadline Surveys:

To ensure the hull of any vessel is capable if becoming watertight both at the weather deck and freeboard.

Draught surveys

In order to establish the weight of cargo a draught survey is carried out prior to or after loading / unloading

On off hire / condition surveys

This survey is to identify any damage sustained to the vessel during any particular charter, An on/off hire survey covers, visible shell plating, cargo spaces, holds, weather deck, hatches and deck cranes.

Ship inspection

We carry out full ship inspections on a variety of vessels

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Marine Surveys

We offer several types of marine survey, ranging from the full pre-purchase survey through to insurance and damage surveys.
Marine Techniques are fully insured for Professional Indemnity & Public Liability insurance.
We offer a high quality, professional service

Recognised members of the Yacht Designers and Surveyors Association and the International Institute of Marine Surveyors.

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Cargo surveys
We carry out all types of survey inspections for damage occurring during transportation of General, bulk and containerised cargoes.